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Post by abbey1227 on Nov 23, 2021 7:11:48 GMT
And how do employer plans work? Based on the size of the company, the plan offers the rate because the employer is promising the plan X number of clients. My employer had 20,000 employees so the 2 companies offering medical plans could expect around 10,000 enrollees. This would be figured into the price. Buy in bulk, right?So yeah, my employer was able to arrange for Kaiser plan at $600/month. Medicare is based on your income bracket 2 yrs before eligibility so age 63 they will decide how much they will charge for hospitalization. However, one has to purchase the medigap stuff like drug coverage. Because I have Kaiser I am maintaining my eligibility for that plan & apparently I will be able to keep this policy since I am maintaining coverage. My sister was unable to enroll in Kaiser because they require one had coverage in the last 2 yrs prior to enrollment. She has Sharp, a major plan in the area, but it is more expensive. When my husband worked for UCSD it was still cheaper to get Kaiser than to enroll in UCSD's medical plan. The way it works is the employer pays most or all of the premium for the employee only cost of the cheaper plan which is usually Kaiser. I had co-workers who would never go with Kaiser so they paid more to go with the higher plans usually $100-$200 more per month. Soooooo long story how your father-in-law paid $1,200/month on Cobra. Employer premium+2% Mine goes up to $640 in January. But the pension I am counting to cover it went from $637/mo after tax to $649 in August so I'm good.
yep, before the Govt got so involved........that's how it's supposed to work. The more people in the pool, the more the costs/risks get spread around and in theory achieves a cheaper price for all. But then the Govt comes along and subsidizes those that can't pay? and demands existing conditions not count towards the price? Insane. That's not insurance anymore......that's just more welfare.
So those evil employers are paying much of the cost of insuring.....sorta like SS/Medicare taxes get taken from them, too. People are mostly unaware of how much a typical employee is costing the employer. Sorta makes hiring Illegals for cash all the more tempting, huh?
Again, I'm glad for you and hope it all works well. You worked for decades and earned it. Now how about the millions that never got around to working or earning any of it? Your charity with tax dollars seems to be something we can never agree on.
If people wanna be that charitable..........go make a ton of money FIRST........and then give as much as you like away to whomever you like. None of my business.
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Post by merh on Nov 23, 2021 9:59:35 GMT
Wants a word with you
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Post by abbey1227 on Nov 24, 2021 3:31:59 GMT
Wants a word with you
this was always a catchy tune........
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Post by merh on Nov 24, 2021 5:40:58 GMT
Wants a word with you
this was always a catchy tune........
Aw. Stole my picture. It wasn't a crow, though. Apparently it's a baby Rail.
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Post by merh on Nov 25, 2021 12:17:33 GMT
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Post by merh on Nov 25, 2021 12:30:52 GMT
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Post by merh on Nov 25, 2021 12:39:43 GMT
Comment that this is probably posted next to a sign complaining they can't find employees
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Post by merh on Nov 25, 2021 12:49:55 GMT
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Post by merh on Nov 25, 2021 13:01:16 GMT
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Post by merh on Nov 25, 2021 13:17:55 GMT
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Post by abbey1227 on Nov 25, 2021 13:21:47 GMT
Warren GunnelsStaff Director for Senator Bernie Sanders, Chairman of the Budget Committee
Wow! An expert govt parasite lecturing actual businesses?
Lemme know when he and the rest of DC actually come up with a balanced budget sometime this century.
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Post by abbey1227 on Nov 25, 2021 13:23:06 GMT
That's when you tell that person to come on down and show you how it's supposed to be done...........or just find another job.
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Post by merh on Nov 25, 2021 13:23:11 GMT
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Post by abbey1227 on Nov 25, 2021 13:26:51 GMT
Where's the MSNBC before and after?
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Post by merh on Nov 25, 2021 14:24:46 GMT
Where's the MSNBC before and after?
Trans joke? When you know my kid is trans? Dude. Not to mention, my kid has never watched MSNBC. Did have to suffer days at work at the exchange with Fox channel on all day
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Post by abbey1227 on Nov 25, 2021 15:19:24 GMT
Where's the MSNBC before and after?
Trans joke? When you know my kid is trans? Dude. Not to mention, my kid has never watched MSNBC. Did have to suffer days at work at the exchange with Fox channel on all day
So trans jokes are completely out of bounds because of who you're related to? There's been one or two 'flexible' identifiers within my extended family, as well.
I've had to sit in airports and put up with CNN
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Post by merh on Nov 25, 2021 17:59:25 GMT
Trans joke? When you know my kid is trans? Dude. Not to mention, my kid has never watched MSNBC. Did have to suffer days at work at the exchange with Fox channel on all day
So trans jokes are completely out of bounds because of who you're related to? There's been one or two 'flexible' identifiers within my extended family, as well.
I've had to sit in airports and put up with CNN
Dude, I have no idea about who that personis, but Trashcan, Swimm & Heretic are always whining their asses off about the person. So no, I know it wasn't specifically because of my kid, but the whole "it'll turn your kid gay" thing is exhausting. Post a picture of a BLM protesters, fine. one of the reasons i dont watch as much MSNBC as in the past because every hour on the hour voter suppression, minority oppression...this morning Mika Brezinski had a woman on who was talking about sexism & racism in women's medicine how 16 yr old white gals get meds in childbirth & this gal from Bangladesh or some such place had to beg to get medication in childbirth. Duh. Same here. Could it be the malpractice suits? See some British 20 yr old with Spina Bifida is suing her mom's doctor saying the girl shouldn't have been born? Docs do their DAMNEDEST to push natural childbirth because obgyns/obstetricians are the most sued doctors over the huge number of things that can go south in childbirth. 16 yr old white gals want ALL the drugs. More educated women have probably had Lamaze classes. "Do your breathing." Fuck if I remembered any of it. Ooo how often? This was my kid's work around 2010 so 5 days a week 8 hrs a day.
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Post by merh on Nov 25, 2021 20:20:09 GMT
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Post by abbey1227 on Nov 26, 2021 13:42:06 GMT
Dude, I have no idea about who that personis, but Trashcan, Swimm & Heretic are always whining their asses off about the person. So no, I know it wasn't specifically because of my kid, but the whole "it'll turn your kid gay" thing is exhausting. Post a picture of a BLM protesters, fine. one of the reasons i dont watch as much MSNBC as in the past because every hour on the hour voter suppression, minority oppression...this morning Mika Brezinski had a woman on who was talking about sexism & racism in women's medicine how 16 yr old white gals get meds in childbirth & this gal from Bangladesh or some such place had to beg to get medical in childbirth. Duh. Same here. Could it be the malpractice suits? See some British 20 yr old with Spina Bifida is suing her mom's doctor saying the girl shouldn't have been born? Docs do their DAMNEDEST to push natural childbirth because obgyns/obstetricians are the most sued doctors over the huge number of things that can go south in childbirth. 16 yr old white gals want ALL the drugs. More educated women have probably had Lamaze classes. "Do your breathing." Fuck if I remembered any of it. Ooo how often? This was my kid's work around 2010 so 5 days a week 8 hrs a day. That's Rachel Levine, an American pediatrician, and a four-star admiral in the United States Public Health Service Commissioned Corps, who has been the United States assistant secretary for health. One of Biden's many people appointed simply for the optics of it.
Gay people are born that way, imo. Transgenders, though? I'm guessing many suffer from a wide range of mental issues that gay people do not, imo. That's why I wouldn't want any of that 'influence' around small children who are having enough trouble figuring out how to read and write without anything sexual/gender specific being thrust upon them too early. I feel the exact same way about straight/hetero sexual conversations with children under 10.
Mika? Isn't she the daughter of a guy that should have taught her better about the horribleness of collectivism?
Lawsuits are funny that way..........you can sue for anything now. Judges aren't tossing cases nearly as much as they should.
I can certainly see doctors wanting to avoid lawsuits......and all sorts of things just plain happen with pregnancies, childbirth etc etc We both know this. Out of billions, there's bound to be some bad luck/results.
I think it's kinda funny that WE humans need to take classes to cover things that occur naturally.
Your poor kid! I've probably flown about a dozen times. Those airports are kinda like detention centers for law abiding types these days. It's horrible.
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Post by merh on Nov 26, 2021 22:51:44 GMT
Warren GunnelsStaff Director for Senator Bernie Sanders, Chairman of the Budget Committee
Wow! An expert govt parasite lecturing actual businesses?
Lemme know when he and the rest of DC actually come up with a balanced budget sometime this century.
I see a Boston Market had no employees so couldn't hand out pre-ordered meals. Ouch.
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